As an employee, you have many rights and obligations. You will find a lot of essential information about your rights and obligations as a worker, as well as advice for your career or for your personal development.
Grandparents who help their grandchildren materially or financially are very numerous, in particular because the generation of boomers can, for the most part, enjoy a comfortable retirement, not having been reduced by various reforms, for careers with few incidents. Today, the economic, societal and
Life insurance, often described as the preferred investment of the French, could see its interest diminish if the government moves, as seems to be the case, towards a less attractive tax system. However, this in no way prevents you from being attentive and precise when drafting the beneficiary claus
Despite the very explicit words, the maintenance obligation turns out to be a rather complex notion for the relationship between seniors and their descendants. To put it simply, this is what is called, administratively, the contribution of families who are asked to participate financially in the car
A donation is a contract by which a person (the donor) transfers the ownership of a property during his lifetime to another, called the donee. To make a donation, three conditions must be met:to be of sound mind, to be at least 16 years old and to possess the legal capacity of his property, i.e. to
The term donation usually refers to all forms of transmission of ones property, possible during ones lifetime, that is to say the present of use, the manual donation and the donation by notarial deed. Each of its forms of donation responds to different rules. The bequest, on the other hand, is a for
When a person dies, their assets pass to their heirs. Any transfer of property is subject to an indirect tax in the form of inheritance tax to be paid to the State . This system was put in place during the French Revolution for the sake of equality and to make the citizens with the best wealth contr
Being retired and wanting to stay in the labor market, or to return to it, is sometimes financially necessary when your retirement pension does not allow you to have sufficient income to live decently. It can also be a choice linked to the desire to continue to contribute ones skills to a company.
In terms of heritage, public data are not very frequent and therefore not very recent. Regarding those related to the inventory of assets held by seniors, we have to be content with data dating from 2018, the latest available, or even 2015 for more detailed data. Thus, we know, according to INSEE da
When a person sells a life annuity property , it is called the annuitant . The purchaser is called the debitholder .The principle for the annuitant is to sell this property to the annuitant by receiving a so-called life annuity which will end on the death of the seller. The annuitant, if he wishes,
Knowing how much your future pension will be is one of the major and understandable concerns of people approaching retirement age. Many websites and simulators make it possible to obtain a personalized estimate as close as possible to the amount of future retirement pensions. Understanding the eleme
Guardianship and curatorship are two legal measures that aim to protect a person and their assets once they are no longer physically or mentally able to do so themselves. These protective measures are put in place by the guardianship judge after it has been seized by one or more members of the famil
Even with the implementation of income tax deduction at source, i.e. the payment of taxes at the same time as you receive your income (for retirees, the tax is thus collected by the directly on pensions), if you live in France, it is still necessary to declare your income every year to the tax autho
5.5 million households are beneficiaries of the energy voucher, a financial aid from the State which makes it possible to cover part of their energy expenses and energy renovation work. The energy voucher system is aimed at low-income households and concerns in particular seniors in this case who li
Many French people choose to save throughout their lives to build up capital which can, for example, increase their income at retirement age. Sometimes better than the payment of capital, life insurance contracts, retirement savings, etc., also give policyholders the choice of receiving, at their en
Life insurance is the preferred investment of the French. Such an insurance contract makes it possible to build up capital or to benefit a third party designated in advance by the insured. Nevertheless, even if this investment is more interesting if it is made over the long term and until its maturi
For many, retirement means a drop in income. This is why more than 500,000 retirees continue to exercise a professional activity today. Sometimes to maintain a link with the active world, but more often to supplement their income. Among the jobs occupied by retirees, choosing to offer their services
After the death of a loved one, it is necessary to settle their estate. This is a long and delicate task often entrusted to the notary. This will entail the division of the property and debts of the deceased between his heirs. The estate of the deceased consists of assets and liabilities. When shar
Like many French people still working, many retirees seek to supplement their income, which has most often decreased after leaving the labor market, by taking up a side job. Some retirees also do it to continue to be active and maintain a rhythm of life that has necessarily changed once retired. It
After the death of a person, his relatives are forced to carry out a whole set of various procedures. The future of his or her bank account(s) arises in particular. Indeed, as soon as it is informed of the disappearance of one of its customers, the bank freezes his personal accounts. What happens to
If you want to give money to your grandchildren without any formalities, nothing prevents you from doing so as long as the sums involved remain modest. When these monetary donations are more substantial, only what is called the “customary present” exempts you from declaring your donation to the tax