Some employees have the option of retiring earlier because of the arduous nature of their work. This opportunity is open to those who justify a permanent incapacity of professional origin or to those who have a certain number of points on their professional prevention account (C2P). Retiring earlier

As for the salary or other income received throughout his professional career, the amount of a retirement pension is always expressed in gross, i.e. before taxes and social security contributions as we are used to saying. For a retirement pension, the amount that actually comes back into the pocket

Employees who have been exposed to asbestos during their career or who suffer from an occupational disease due to this carcinogenic material can benefit from an early retirement called asbestos pre-retirement. They can thus cease their professional activity and receive a specific allowance, the earl

The death of the insured causes the termination of the life insurance contract. The capital present on the contract then goes to the beneficiaries designated by the subscriber. To recover them, these beneficiaries must contact the insurance company and provide all the documents requested. They have

Losing your mental or physical faculties and your autonomy when you get older is unfortunately a situation that must be considered. So you might as well organize in advance the defense of your interests and that of your property and designate the person of trust of his choice who will exercise this

Life insurance is the preferred savings product of the French. It consists of saving and making your capital grow for a fixed period or for your entire life for yourself or for one (or more) beneficiary(ies). The sums thus invested are paid back to the subscriber at the end of the contract, or to h

Pay your car insurance only according to its actual use, do you dream of it? Look no further, the solution exists:car insurance per kilometer . This formula is intended for people who do not drive a lot, as is the case in particular with many retirees. This insurance adapts to the profile of the dr

The donation-partage is one of the solutions for settling your estate that is very popular with those who have a heritage. It is indeed a question of giving and distributing as well as possible, and easily, ones goods during ones lifetime. Given the current economic situation, the donation-partage i

Synonymous with a full contribution and hard years of work, retirement is supposed to be a positive passage marked by the end of an active life, but many young retirees have to face the difficulties of balancing monthly payments and lower incomes, relief is for many the solution to be seen. Retireme

The elderly, especially from the age of 70, are considered by a large number of insurers to belong to a risky category in terms of driving, just like young drivers. Still, seniors benefit from their experience on the road and often drive carefully. But, with age, it is true that sight is impaired,

French law imposes restrictions on the freedom of choice of heirs in order to protect the ascendants and descendants of a deceased person. However, provided in most cases that the share of the minimum legal inheritance which is due to these heirs by right is not touched, it is possible to resort to

A donation during his lifetime refers to the act of transmitting, before his death, the ownership of a property to the person of his choice. It allows you to anticipate your succession and avoid any difficulties related to the sharing of an inheritance and to save taxes when the donation during your

Attractive investments, proposals to save and earn surreal gains, no one is immune to succumbing to offers that promise mountains and wonders in financial matters. Especially since with the Internet, these proposals are developing at high speed. Seniors in particular are the preferred prey of pseudo

Faced with ever-developing credit card fraud and to facilitate procedures for citizens, the Ministry of the Interior, and more specifically the Center for the Fight against Digital Crime of the National Gendarmerie, has set up an internet platform which allows victims of credit card scams to report

After the age of 60, it is customary to say that it is no longer possible to use tax exemption solutions to reduce taxes and increase income which often tends to drop, especially once ones working life is over. In fact, there is nothing. It is indeed always possible for seniors to have recourse to t

The universal service employment check (CESU) is a service made available to individuals who employ helpers, most often at home, as part of a personal service for household chores, light gardening work, elderly care, etc. The CESU aims to simplify the procedures for private employers, in particular

A pre-financed CESU is a payment voucher that allows an individual to finance all or part of the expenses he incurs to use a personal service. This means of payment is distributed by certain companies to their employees, by certain social and economic committees (CSE), to recipients of social benefi

More and more French people are thinking about life annuity:could it be due to the economic situation? The housing crisis? A fad? Still, the life annuity attracted more than 7,800 people in 2010, indeed this constantly changing figure simply reflects the interest that the French have in this still

A received idea according to which seniors would be exempt from their property taxes, their housing tax and the TV license must be demolished because it is not at all generalized and does not concern all retirees far from it Residence tax and audiovisual license fee for seniors Lets start by menti

Many parents, but especially grandparents, who have capital, are looking for solutions to be able to financially help their children or grandchildren who encounter temporary difficulties, who have to finance their studies, who want to acquire their main residence but who lack means, etc. For those w