According to a recent report by the Court of Auditors, errors concerning the amount of retirement pensions are increasingly numerous. “1 out of 6 retirement benefits granted by the National Old Age Insurance Fund (CNAV) in 2020 to former employees is affected by a financial error (compared to 1 out

The economist John Keynes is above all known for his role as the architect of the theories underlying the Welfare State, the origin in France of Social Security and our pension system. One of his lesser-known forecasts is that of a 15-hour week, which he made almost a century ago, in 1930. According

All people who have been engaged, or who are still engaged today, in external operations on behalf of the Ministry of the Armed Forces can benefit from a specific pension as a veteran. This is a pension whose amount is combined with other occupational pensions, which can be drawn in principle from t

We know it and repeat it constantly:if the job market is not lenient for anyone, it is especially not so with seniors, who are struggling to find a job after their fifties. It is that in a situation where companies are always more favored and the rights of workers always more disheveled, the first t

The minimum pension amount that a retiree can receive is called minimum contributory. This minimum contribution is intended for private sector employees, artist authors, public service contractors, traders, craftsmen and people under the religious system from the moment they are entitled to a full p

The first months of retirement represent a real break with his lifestyle as an employee or self-employed. No more time constraints, whole days free, no more reporting to your hierarchy, so many advantages that being retired brings. However, this major change in the rhythm of life should not be expe

All private sector employees must contribute for their supplementary pension to the Association for the supplementary pension scheme for employees (Arrco ) throughout their working life. Executive employees also contribute to the General Association of Executive Retirement Institutions (Agirc ). Th

A pension system can be financed in two different ways:either by pay-as-you-go or by points. These financing methods, which both exist in France, operate on the basis of the immediate transfer of resources, from the active to the pensioners, but under different conditions. The government has made t

To retire, you must reach a minimum age which depends on your date of birth. The amount of the pension received by retirees is determined by the length of their professional career, and in particular by the number of quarters acquired, which also varies according to their year of birth. The more inc

The unemployment rate averages nearly 6% for those over 55, as indicated by the 2020 data from the INSEE Employment Survey. This figure is well below the 15% of unemployed among 15-29 year olds for the same year. However, finding work after age 55 is much more difficult, if not, for some, impossible

To be able to retire and receive a pension, conditions of age and minimum number of quarters of old-age insurance contributed during his professional career are required to benefit from a full pension. These quarters express the duration of insurance for each asset, but they are based on the income

The level of retirement pensions depends on his working time, his contribution period to pension insurance, and of course the income received throughout his life. A person paid the Smic (the minimum wage in force in France) during his professional career will not be able to receive a very high pensi

Even at the end of a career, the risks of experiencing periods of unemployment are unfortunately not uncommon. According to INSEE, 5.4% of working people aged 55 to 59, nearly 7% of those aged 60-64, are unemployed. These age groups represent 12% of all the unemployed. What happens to the over 50s w

Santa Claus has a lot to do in December, and for good reason, he has to go to all the houses and all the apartments where children are waiting for him, so it is not uncommon for him to need reinforcements. … This is why, each year, he looks for look-alikes likely to wear the red coat and the false w

Going to settle abroad at the time of retirement tempts more and more French people to often benefit from a milder climate, but also to have a higher purchasing power. Almost a million retirees have already taken the plunge. These departures are also facilitated by the development of means of commu

The local information and coordination centers (CLIC), whose real name is the local information points dedicated to the elderly, are one-stop local reception points for the elderly and their entourage. They can find all the information and information necessary in case of loss of autonomy. The CLIC

Main mission of the CNRACL:the payment of pensions to local and hospital civil servants The CNRACL is a special pension scheme for civil servants in the territorial public service and the hospital public service. It is managed by the Pensions and Solidarity Department of Caisse des Dépôts, under th

What are the main differences between the private sector and public service pension plans? Since the last major pension reforms dating from 2003 and 2010, a number of criteria specific to the private sector pension scheme and those in force in the civil service have been aligned. Thus, the minimum

The State, which manages our pension system, spends nearly 6 billion euros a year on the special schemes on which certain assets depend, and which offer more favorable conditions to their affiliates in terms of retirement in particular, compared to those applied to assets covered by the general soci

Knowing when your basic retirement pension is paid, as well as your supplementary pension, is essential for managing your budget well and being able to meet your expenses, particularly related to housing, consumption, leisure, etc. Whether you are a former employee, self-employed, civil servant, or